For semi skilled personnel at an affordable contribution rate.
Covers basic day to day primary health care with one’s selected private doctor and drugs so prescribed. MASCA pays 90% for acute and chronic drugs and the member pays 10% to the pharmacist up to the two separate annual drug benefit limits. MASCA pays 75% for cancer drugs and other categories deemed by the society to be essential and high cost items on pre-authorisation limited by the absolute annual benefit.
Provision for private hospital admissions up to six days in a general ward and after six days at 50% of the hospital bill. The patient pays the other 50% direct to the hospital. On special appeal from the practitioner, MASCA can grant extended hospitalization for critical cases but the limit criteria is the absolute annual award.
Public hospitals and municipal clinics paid in full up to the annual award. Routine diagnostic procedures for X-rays, ultrasound scans, pathology, etc are accepted but no MRI or CT scans and allergy tests are granted.
Emergency evacuations by road or air to the nearest referral centre (Harare) accepted up to the specific limit only.
Grant In Aid benefits like dental, optical, nebulizers and other items etc accepted up to the specific limits.
Holiday travel worldwide through a contracted travel agent is available for emergency conditions. Costs incurred for minor injuries & ailments are refunded by MASCA on presentation of receipted accounts.