Top of the range scheme for Zimbabwean Executives. Benefits include a comprehensive cover under generous annual limit. Payments to All Providers of services in terms of tariff; shortfalls are possible. Free choice of Private Hospitals in Private Wards for all surgery (Public hospital paid in full). Free choice of Private practitioners and specialists for MRI scans, pathology and other diagnostic procedures. Medical Aid pays 90% for acute and chronic drugs up to the two separate annual drug benefit limits and 75% for cancer drugs and other conditions deemed by the society as essential and high cost on pre-authorization limited by the absolute annual benefit. Referrals outside Zimbabwe by specialist medical practitioners are considered on merit provided prior approval from MASCA is obtained. Member pays up front initially and submits receipted accounts to Masca for a refund up to annual limit. Emergency Evacuations by Road or Air to the nearest referral center, accepted to specific limit. Grant-in-Aid benefits like dental, optical, appliances accepted up to the specific limits published. Holiday Travel Worldwide through a contracted travel agent is available.
Scheme for the Executives by choosing it
you get an unlimited and free choice of hospitals and specialist practitioners anywhere in Sub-Saharan Africa; this includes surgery, anaesthetics, scans and pathology and other diagnostic procedures.
This is best for Middle Management personnel, best value for modest contributions.
Comprehensive cover under generous annual limit.
Payments to All Providers of services in terms of tariff; shortfalls are possible.
Best For Skilled Personnel this scheme bridges the gap between the upmarket and lower schemes.
Covers 7 days per illness in Private hospitals (Three bedded ward) for all surgery.
Covers hospitalization in public hospitals and municipal clinics up to the annual award.